Retirement Savings Calculator

Project your savings growth and see if you're on track to meet your retirement goals. A 401k, IRA, and retirement savings calculator.

Retirement Savings Projection

Enter your details to project your retirement savings.

Enter what you have saved so far in 401(k), IRAs, etc.

Input how much you save monthly and your expected annual return (e.g., 7-8%).

Set your desired retirement age and life expectancy to see if your money lasts.

Is $1 million enough? Learn how to calculate your personal retirement number using the 4% Rule and projected expenses.

Decide between pre-tax (Traditional) and post-tax (Roth) retirement accounts. The choice has significant tax implications for your future.

How much do I need to retire?

A common rule of thumb is 25x your annual expenses (the 4% rule), but this varies by lifestyle.

What is a safe withdrawal rate?

Historically, 4% has been considered safe, though some experts suggest 3-3.5% for longer retirements.

See how your money grows outside of retirement accounts.