Privacy Policy

1. Introduction

Welcome to UI Mortgage ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us.

2. Information We Collect

We collect personal information that you voluntarily provide to us when you use our calculators, sign up for newsletters, or contact us. This may include names, email addresses, and financial scenarios input into our tools.

We also automatically collect certain information when you visit, use, or navigate the Website. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, and other technical information.

3. How We Use Your Information

• To provide and maintain our Service.
• To improve user experience and analyze usage patterns.
• To communicate with you, including sending updates and newsletters (if subscribed).
• To prevent fraud and ensure security.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to access or store information. Specific details:

• Log Files: standard logging of IP addresses, browser types, and timestamp.
• Web Beacons/Pixels: used to track user actions on the site.
• Google AdSense & DoubleClick Cookie: Google, as a third-party vendor, uses cookies to serve ads on our Service. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.

5. GDPR & CCPA Rights

GDPR Data Protection Rights: We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following: The right to access, rectification, erasure, restrict processing, object to processing, and data portability.

CCPA Privacy Rights (Do Not Sell My Personal Information): Under the CCPA, among other rights, California consumers have the right to request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

5. Third-Party Services

We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work. Categories of third parties we may share personal information with include:

• Ad Networks (e.g., Google AdSense)
• Data Analytics Services (e.g., Google Analytics)

6. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure.

7. Contact Us

If you have questions or comments about this policy, you may email us or contact us via our Contact Page.