Cash Back vs. Low Profit Calculator
Decide between a dealer's cash back offer and special low-rate financing to see which saves you more money.
Related Calculators
Compare with the free cash back calculator at Calculator.net.
Offer Comparison
Enter the vehicle price and offers to see which is the better deal.
How to Use This Calculator
1
Loan Offers
Enter the profit rate for the standard financing vs the promotional low-rate financing.
2
Cash Back Amount
Input the cash rebate offered with the standard financing.
3
Compare
The tool calculates which option costs less over the life of the financing.
Frequently Asked Questions
Should I always take 0% APR?
Not always. If the cash rebate is huge, taking the rebate and a higher rate might actually be cheaper total cost.